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Measure first thing in the morning before getting up. Normal range: 60–100 bpm. Required for Karvonen method.
Max HR formula: 220 − age (standard)
Karvonen: Target HR = ((MaxHR − RHR) × intensity%) + RHR
Maximum Heart Rate
– bpm
Enter your age and press Calculate
Fat Burn Zone
60–70% Max HR
Aerobic Zone
70–80% Max HR
Anaerobic Zone
80–90% Max HR
VO2 Max Zone
90–100% Max HR
Zone % Max HR Standard (bpm) Karvonen (bpm) Purpose
Enter age to see zones

Calculate your maximum heart rate and personalized training zones using both the standard age-based formula and the more individualized Karvonen method.

How It Works

How Target Heart Rate Calculator Works

Maximum heart rate is estimated using the simple, widely cited formula: 220 − age. From that figure, standard training zones are calculated as straightforward percentages of max HR — for example, the fat-burn zone at 60–70% of max HR.

If you also enter your resting heart rate, the calculator applies the Karvonen method instead, which factors in your individual fitness baseline: target HR = ((max HR − resting HR) × intensity%) + resting HR. Because it accounts for your resting heart rate — which is generally lower in more cardiovascularly fit individuals — Karvonen zones are considered more personalized than the standard percentage-of-max-HR method.

The zone table spans five effort levels, from a light warm-up/recovery zone at 50–60% up to a maximal VO2 max zone at 90–100%, showing both the standard and Karvonen-adjusted ranges side by side so you can compare how the two methods diverge for your specific resting heart rate.

Worked Example

See It In Action

A 35-year-old has a maximum heart rate of 185 bpm (220 − 35). Using the standard method, their fat-burn zone (60–70%) falls at 111–130 bpm. But with a resting heart rate of 65 bpm, the Karvonen-adjusted fat-burn zone shifts noticeably higher, to about 137–149 bpm — illustrating how much the two methods can diverge for the same person.
Real-World Use Cases

Who Uses Target Heart Rate Calculator and Why

  • Finding your training heart rate zones for a specific workout goal, like fat-burning or endurance pace.
  • Comparing the standard age-based zones against Karvonen zones that also factor in your resting heart rate.
  • Setting a heart rate target before a structured cardio training block.
Common Mistakes

Mistakes to Avoid

  • Using the standard 220-minus-age zones when you have a known resting heart rate available — Karvonen zones are considered more personalized and can shift the recommended range substantially.
  • Measuring resting heart rate after getting up and moving around, rather than first thing in the morning before getting out of bed, which produces an inflated reading and skews the Karvonen zones.
  • Treating 220-minus-age as an exact measurement — individual max heart rate can vary by ±10-15 beats from this formula's prediction.
Pro Tips

Tips for Best Results

  • Take your resting heart rate over several mornings and average them for a more representative Karvonen baseline than a single reading.
  • If your fitness level improves significantly over time, your resting heart rate will likely drop — recheck it periodically to keep your Karvonen zones current.
Troubleshooting

Fixing Common Problems

My Karvonen zones look very different from the standard zones. — This is expected, especially with a low resting heart rate — Karvonen factors in your individual fitness baseline, so a lower resting heart rate (often a marker of better cardiovascular fitness) shifts the zones noticeably higher than a simple percentage of max HR.

Glossary

Terms Explained

Karvonen method: A heart rate zone formula that factors in resting heart rate along with max heart rate, producing more individualized training zones than the standard percentage-of-max method.

FAQ

Frequently Asked Questions

Why is the Karvonen zone so different from the standard zone?
The standard method only considers age, while Karvonen also factors in your resting heart rate — someone with a lower resting heart rate (often a sign of better cardiovascular fitness) will see their Karvonen zones shift noticeably higher than a simple percentage of max HR would suggest.
How do I measure my resting heart rate accurately?
Measure it first thing in the morning, before getting out of bed, ideally over several mornings and averaged, for the most representative baseline reading — a normal adult resting heart rate typically falls between 60 and 100 bpm.
Is 220 minus age an accurate max heart rate formula?
It is a widely used, simple estimate, but individual max heart rate can vary by ±10–15 beats from this formula's prediction — a supervised graded exercise test is the only way to measure your actual maximum heart rate precisely.
What if my heart rate exceeds these zones during exercise?
Occasionally exceeding a target zone during hard efforts is generally normal, but sustained heart rates well above your estimated maximum, especially alongside symptoms like dizziness or chest discomfort, warrant stopping exercise and consulting a healthcare provider.